Loan EMI Calculator
Every calculation, one screen at a time
Type the amount, the rate and the years. See the instalment, the interest, the full month-by-month schedule — and keep it as a PDF.
Loan calculatorsEMI for home, car, personal, bank and credit card loans; an instalment-to-income check; saved calculations
TaxIncome tax, VAT, SBT, withholding, corporate, stamp duty, property and inheritance tax
Interest & returnsCompound-interest calculators for FD, RD, SSF, lump sums, provident and pension funds, fund and share returns
Premium arithmeticRough life and car premium calculators — no quotes, no policies
UtilitiesCurrency converter, cash counter, number to words
Schedule & PDFMonth-by-month breakdown of principal, interest and balance, saved to Downloads
How it stays free
Ads, and only ads
The app shows advertising. That is the whole business model — no subscriptions, no selling data, no commissions from banks. The numbers you type never leave your phone.
What we are not
Not a lender, not an adviser
Palnapps apps calculate. They never offer, arrange, compare or recommend a loan, credit or financial product, and they give no personalised advice — the same formula gives the same answer to anyone who types the same numbers. Every figure is an estimate — confirm terms with your bank.