What it does

• Monthly EMI, total interest and total repayment from amount, rate and tenure
• A full repayment schedule — principal, interest and remaining balance for every month
• Export any result to a PDF in your Downloads folder
• An instalment-to-income check (plain arithmetic, not a credit decision), and profiles to keep past calculations on the phone
• Tax calculators, compound-interest calculators for savings and returns, and two premium calculators — all standard formulas applied to the numbers you enter
• Currency converter, cash counter and a number-to-words tool
• Nine interface languages; the calculators work with no internet connection

What it deliberately does not do

• It does not connect you to lenders, submit applications or show loan offers
• It does not ask for your name, phone number, documents or bank details
• It does not upload the figures you enter anywhere

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